The only loans I see non recourse nowadays are those lending to a SDIRA which they have to be non recourse or an unsophisticated private lender.

Note investing can be divided into performing vs non performing.  

That means either you won't cash flow or your Return on Equity (ROE) will be terrible.Since this is your primary residence you'll be exempted from paying capital gains taxes when you sell.If you sell to your parents, it will be considered a non-arms length transaction and will get closer scrutiny.

If you haven't got keys, evict for non-payment as its the easiest Eviction.

Signs of this are poor lease quality, maybe M2M tenants, high expenses (unnecessary things like high trash bills, internet, cleaning, security).

When converting common living areas into additional bedrooms, many DSCR lenders might view the property as non-conforming, which could pose challenges.

Is it overkill for a potential non-problem?

And even within REITs, while most people think publicly traded, you can also get into Private REITs, non-traded REITs, etc.  

If using a lender this is a non issue.

So it's a non-issue if one is good at what there supposed to be good at, follow.