But he told me his job was to make those who worked for him to enable them to move up the ladder and in my business he said my goal should be to help your clients become millionaires and they will drag you along with them. :)Thanks for sharing this success story, Jay.  

All in all, this is exactly why you connect and establish a business relationship with an experienced investor-focused real estate agent who will shoot you straight. 

It seems that often when companies acquire large books of business in one shot there are growing pains and unfortunately those are felt at the client level.

You are correct, it is common for DSCR lenders to require the borrower to be a business entity in Florida, and some other states sprinkled across the US.

And personal downsizing is always good for business!

I checked the Better Business Bureau for complaints, I checked the NJ State Attorney General consumer division to ensure he was licensed, I checked every reference he gave by visiting sites and speaking with the homeowners. 

That’s how the wealthy do it with real estate or businesses.

Try and join a few local Facebook pages and connect with locals who are in the house hacking business. 

Income from leveraged real estate or active business income.

Your job, your savings, sounds like you have a supportive dad, you live in a place you evidently love, you’ve had exposure to the business.