I have a non conforming basement unit in a legal 3 flat.

Their lenders are flat out scams.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

.  The first infection was a long time ago and I don’t remember the exact attorneys fees, but I believe it was an excess of $5000.

A flat out, "No", makes you sound uncooperative. 

Flat fee services, multiple layer and level packages (Silver, Gold, Platinum) have accompanied all kinds of other offerings, tenant and eviction insurance, marketing fees, reporting fees, tech fees, and even talk-to-a-real person fees.

After the sale, any excess proceeds from the foreclosure sale may be distributed to the subordinate lien holders.Notice must be given to the IRS and U.S.

I do pay a flat fee around $250 plus advertizing costs which to me is reasonable.

In Delaware we can't charge for "normal wear and tear" but can charge some for excessive cleaning.   

If the answer to all three is Yes, I buy.And let life unfold.I have NO IDEA what the ultimate return will be….NONE….And neither does any other investor if they are honest…..most crystal balls I find are broken.But if one acquires the property is a solid long term manner based on fundamental investing principles and is never forced to sell…History indicates the long term trajectory of price and rents are up.In my experience, real estate follows cycles……. 6 or 7 years of a bull market, 1 or 2 years down (though the up is always larger than the down), 1 or 2 years of flat which then sets the floor for the next run up.