Happy to discuss more in detail why this is.  

I can share more details about the meetup with you if interested.

I would work with the lender and put together a well thought out Reconsideration of Value (ROV) with better comps and detailed reasoning to justify the higher ARV.There are lenders that don't do appraisals for hard money loans so you could try that in the future to avoid these situations. 

Any other scenarios or details I'm not thinking about?

Hey Alvin,Yes investment HELOCs are an option depending on the details. 

Google search.Liam, I hope this helps.Hi Eric,Thank you for this detailed breakdown—it’s incredibly insightful, and I appreciate the guidance.

Search by property address: Use the property address to find the owner's details in the property records.

It's important not to get too caught up in the details; use the analyzer to compare one property to another.

BTW, in your example since you didn't mention having signs up about the sealcoat (the one very pertinent detail), then of course your office would likely be liable to pay for their shoes.

I sent you a connection request to get more details.