I would suggest you use a different non-qm loan product that allows for family members to occupy but doesn't require you to make it a primary residence.

What types of products are you seeking?

It might be a good idea to look into what tech related companies are emerging with real estate-related products.

I agree that tariffs can be justified against certain countries like china on specific products where their govt is clearly subsidizing the manufacture of those goods and dumping the products to try to run the competition into the ground.That being said. 

It sounds like you’re ready to dive into some out-of-state investment opportunities, and I’m excited to share some thoughts that could help you boost your cash flow.Here are a few markets that might catch your interest:Florida: Cities like Orlando and Tampa are booming with tourism and have no state income tax, which can really enhance your rental income.Texas: Austin and Dallas are hot right now.

Deductions are a matter of legislative grace and the taxpayer bears the burden of proof, both of production and persuasion.

There are still down payment assistance options or portfolio products for lesser of a downpayment but your terms on those are worse. 

AS John points out, yes, we do have LOC products for investment properties in Texas.

Thank you I would always refer people to trusted sources like @Brian Burke , who have a good reputation and while they have their own products to sell can help evaluate the claims made by another fund.

Complaining, or (overly) worrying, about these things is counter-productive.