Here is some info: SF STR FAQAssuming the info is up-to-date, it must be your permanent residence (you must live at the property for a minimum 275 days a year), you can rent unhosted a max of 90 nights a year, you need a business license, and you need to pay the city $925 for a STR certificate.

@Emily Gowen, The 45 day timelines are fixed and rigid.

A ton of brokers on here will take a DSCR loan to UWM and UWM will 100% report that on personal credit these days. 

My experience so far has been positive, but it's early days.

I could go on for days about these people but stay away from them like the plague. 

I’m particularly drawn to the mix of year-round tourist demand, the beautiful beaches, and the proximity to major attractions.That said, I’d love to hear your thoughts on how the market is performing these days.

The average days on market (DOM) in the NY Metro area has decreased over the last year.

just like stock brokers in the day !!!

I could go on all day! 

I eventually just closed my Stessa account and called it a day.