The research will investigate potential soil contamination, ground and surface water quality, along with the presence of hazardous substances on the site, and will include researching files from various municipal and state departments including the planning and zoning department, health department, fire department, and the Department of Environmental and Energy Protection (DEEP).

You answered your question in the last sentence - disclosures are required on conventional but not for DSCR - these are really aimed at overprotecting the consumer (non sophisticated or non real estate professional) - since DSCR Loans are 100% business purpose and for investors (and typically for experienced investors or non-first time buyers only), there is less need to overly disclose / overly explain everything in a disclosure since its assumed they are experienced and know the basics

A chapt 7 takes about 3 mos and you are back on your way to health.

The old trailer on our lot was full of mold which wasn't helping my health any.

There is far more prep, detail and care that goes in to doing a decent job and it's super time consuming.

The kind of thing you only really see in America today in families with trauma and mental-health issues, traditionally where the pop refuses to get help and the mom refuses to stop enabling him.

@Matthew Gentile  one main factor to remember Income is critical in this business to obtain financing of any magnitude and a stable well paying W 2 allows you to obtain debt for your RE purchases plus if you have health bene's etc that's critical as your family grows.

My spreadsheet is $30This helps pay for consumables. .

Option 1 offers the potential for immediate cash flow and appreciation, which can significantly contribute to your overall financial health.

The Environment, the Safety of people and the living things around us as well as the general health and welfare of all living things are extremely important to us.We are passionate about real estate investment and Buy and Hold with a focus on providing affordable vacation rentals and long term living spaces for Veterans and individuals in situations of hardship.