This might be a silly question but have you ever been successful in getting the developer to finance it for you versus a bank or other loan?

They have an app, scan your mail, forward mail, and will even deposit checks (forward/mail to your bank).

For example, bank accounts we control and specific investor capital accounts are all tracked in this same software.For our investor reports, each month we download spreadsheets, write a narrative for the month's performance and then export it all to a PDF.

A few things to keep in mind:Section 8 requires the property to pass an inspection based on HUD’s Housing Quality Standards (basically making sure it’s safe and well-maintained).The rent you charge has to align with Fair Market Rents (FMRs) in your area, so it’s good to check what similar properties are renting for.You’ll still be responsible for maintaining the property, but the upside is that a chunk of the rent is guaranteed by the government, which can provide steady income.Check with the local housing authority about any specifics for your area—every jurisdiction does things a little differently.This could be a great niche if you can find a good deal on the land and make sure your expenses (like maintenance, insurance, and occasional vacancies) are covered by the rental income.

We want to avoid letting money just sit in the bank account when we know we could be making it work for us.

Because interest rates are high right now it probably doesn’t make sense to pull extra cash just to stick it in a bank account.

First, when calling banks target the smallest most community based banks you can first.

Banks are getting tighter and may have unperforming assets, so they are looking at their portfolios and becoming more picky, for lack of a better word.When the economy is ripping, banks loosen criteria.

These strategies can allow you to acquire properties without traditional bank financing, which can be beneficial given your current DTI and income situation.

Are you sticking to traditional banks, exploring private lenders, partnerships, or maybe something creative like seller financing?