Your assertion that I think that "the lender being on the hook for 80% of the appraised value of a property is "fraud"", is blatantly wrong.

I get that you hate Realtors, but you're making some pretty heavy assertions of malfeasance that I doubt you can back up.

It's a constant game of speculation and then pointing fingers when your assertions play out or fail to materialize. 

The principle of ethnic self-determination made its way into the United Nations Charter, and it lurks in contemporary domestic discussions about the political and cultural rights of every kind of minority.The Clinton campaign's assertion of her electability based on "hardworking white American" voters reveals deep divisions in the Democratic coalition.

Your assertion about Australian mortgages is incorrect.

But realistically, if all of his assertions are correct, then the deal is a no-brainer for any all cash investor.  

In this particular case, the question of how the sales receipts are classified was addressed, and how the Tax Court responded should be of interest to anyone involved in flipping.Here’s how it played out: the taxpayer asserted (among other things), that the activity of buying, rehabbing, and then reselling the properties was an investment activity, and so any gains should be treated as capital gains.

I also questioned your assertion that anyone that carries a gun is a coward and pointed out that the police and military carry guns.

Apparently, NAR disagrees with your assertion that fairness is legally required on the part of agents to the other party.

One of my favorite books about learning high level listening skills is "The 5 Essential People Skills: How to Assert Yourself, Listen to Others, and Resolve Conflicts" by Dale Carnegie Training.