@Logan Guerrero one of the challenges with maintenance is owners not having funds.So, we've learned to prioritize maintenance issues:1) Health & safety issues2) City & S8 inspection issues3) Property preservation4) Direct marketing issues (purple walls)5) Miscellaneous

But it has to be absolutely arms length. 

Being 1099 and not having guaranteed income is challenging as is, I'm essentially dipping deep into my safety net to fund this project but the last couple of years have been great and I'm eager to get started.

I'd be worried about pre-construction projects for your own safety.   

---Tenants are also allowed to break their S8 lease if their home is broken into and they fear for their safety.

You don't like it that she has one arm and one leg and blind in one eye?

But what you could do is ask for a 1 year ARM. 

Our astute clients, armed with 30% investment into the property, are gearing up to transform these units into coveted condos.

If the loan amount is higher than $1 mil, we can achieve a rate in the low 6s on a 5/6 ARM.

If this is done incorrectly by a contractor without the relevant experience, licensing and insurance; it could land you in some hot water with regard to safety of your tenants, being financially liable for damage etc.