do no if they can get those back tax's waived if they do some sort of affordable housing ?

Lenders are reaching out to Fannie Mae and Freddie Mac to have the minimum increased, since this is an issue that will not go away as insurance companies raise premiums to stay profitable, and HOAs try to avoid paying higher premiums by increasing the deductibles (or sometimes they need to do both to afford a policy at all). 

You’re chasing the wrong people.You can’t just use a checklist like “tall grass” and assume that means someone is motivated.The sensible solution to foreclosure is indeed to sell, but the emotional response for someone in foreclosure is to find a way to keep their house, not sell it.And what are all the "experts" teaching?

Please let us know if you find a solution! 

$89k in 3 years is very solid and a lot of people could afford that buy in and investment.

If the tenant wants to stay, verify he can afford it.

At that point, it's worth researching and finding a solution that better meets your needs.

They are however good at 20-25% down commercial portfolio loans if you need a creative solution so it depends on what your intended use is, your preference is, are you trying to get maximum leverage aka lowest down payment or is rate or cost your main preference? 

Vetted the investors so that it was reasonable to belief that each investor understood the risks and could afford to lose their investment3.

I knew about ALE Solutions, but not CRS.