I have been able to achieve good income levels with diversification across a variety of geographic markets and asset classes. 

Micheal, I definitely respect a mans right to choose (no pun), but thats why we have variety. 

When it comes to Multi-family Properties, there are definitely more variety in Philadelphia versus the Main Line and suburbs.

Your questions will probably garner a variety of answers, but here's my take:1.

I want to see if folks have suggestions for finding the appropriate insurance coverage variety or if there is something I have not thought of.

(for about an hour) and according to the manufacturer, that is okay (only w/ white distilled vinegar and not an acid based descaler)Hope that helps.

I work with local mills to do custom runs of interesting varieties and lots.

I like the combo of late fee and rent discount because it provides multiple methods of motivation for a wide variety of tenants.

There are so many good ones Cedric, with a variety of programs. 

@Seth C.IRA capital can be used to invest in real estate in the variety of ways: single family rentals, commercial, in the US and out of the country, you can invest in tax liens and deeds, you can do hard money (or private) lending out of your account to other investors, etc. etc.In order to do so you need a self-directed IRA.