I think we work at the same auto manufacturing plant....although I'm out of work for about 4-6 months because of elbow surgery.

No this is not "brain surgery" but to become an industrial engineer took time for you right?

Because of having my brain anuerism and stroke at age 54 just two days before I was scheduled for corrective surgery and otherwise being in pretty good shape, I was lucky that I was married to a woman that had been saving money for over 25 years and chose to keep me alive.  

That happened two days before I had preventive surgery scheduled.  

We gave her another 5 days, then she says apparently she is handicapped, and she lost her job, and she just had surgery and wants more time.

While I'm recovering from ankle surgery (no walking for the next week) this has been an awesome resource to dive into.

As I am preparing to close on this 3rd property, I want to work on assembling a strong team of vendors from a strong handyman to a reputable GC and everything in between.The first 2 projects were done with me as the primary source of labor but 2 shoulder surgeries in the last 5 months has taken hammer out of my hands.

Credit report is still analyzed for red flags: if they've got collection for $60 from pizza (true story) it's much worse than if they filed bankruptcy after getting medical bill after a surgery. 

REI is not the same as doing brain surgery where tenure is of utmost importance.I certainly wouldn't want someone with less than a year's experience to be doing heart surgery as opposed to a veteran with several years of practice.This correlation is not the same for REI.

We live in SC, but he spent weeks at Duke Medical Center and then Vanderbilt for evaluations of a possible life-saving surgery (didn’t pan out).