Last I checked FTHB's have ability up the ying-yang to buy a home for way less than $25k down, and the down seems to next to never be the issue, it's the PAYMENT vs INCOME, the DTI, loan servicing...... $25k down does diddly-squat for that except in the handful of markets where one can buy a house for the cost of a garage in most other markets.

At the same time, many of these “investor friendly” lenders operate like robots without the ability to adapt to the situations that arise in construction lending which makes the construction administration process far more difficult than necessary.

If it is vacant, and you feel that your agent is representing you to the best of their ability, then it is price.

You need multiple exit strategies because the condo association can restrict or outright eliminate your ability to rent out a condo regardless of whether its an LTR, MTR, or STR.

Another benefit is the ability to dispose of a component like the old roof when a new roof is installed. 

If they confident in their ability to perform, they won't balk at this. 

After the upgrades, we successfully sold it for $212,000 on 8/8/2024, showcasing our ability to turn properties into high-value investments and deliver outstanding returns.

“The ability to attend to a task and stick to long-term goals is the greatest predictor of success, greater than academic achievement, extracurricular involvement, test scores, and IQ.

The problem is, the inexperienced operator hasn't perfected the ability to buy off market properties at the purchase price that makes sense, so they often over-pay and then encounter less lending options as a result.

And speaking about retail, you also have other real world issues that can impact things: co-tenancy requirements, use restrictions, etc, that may not be an issue with the current tenant lineup, but can certainly impact your ability to fill vacancies or maintain occupancy as tenants roll.And to address what seem to be your follow-on questions for people: there is no exhaustive list.