Is there a better way to do this? 

Instead of their cash sitting in a savings account, they decided it would be a better investment to earn 3% on their money instead of .03% in the bank.

We would like sell when we believe the value is close to $1.4MM or better.

There are more buyers for SF homes, but Multifamily properties typically cash flow better as you mentioned. 

Potentially lower down needed of 15% with better rate and 6% cap in IPC’s

Better if the company has a lot of info in writing that you can absorb to minimize this.

After many years of listening to BP/Real Estate Podcasts, reading, and building up my finances, I believe there’s no better time than now to finally jump into the real estate world.

The HOA can decide to do a special project or make a short 3 story elevator more hurricane proof ($800000) or have issues after a hurricane and then you are definitely not ahead of the game.Please connect with me and I can maybe point you in a better direction.

Hey , yea thinking more on this, having other positions would be a tough sell.My strategy for substitution of collateral is to get better debt terms on an investment I want to buy.Ex.

Yes you partner with them on the individual deal but you get the reps in to become better at watching a deal from start to finish.