I love the world of finance and investing, have always had good returns percentage wise, but nothing life changing as I have never had the free capitol to go deep into any investment.

I've been working with both platforms for several years now, and I'm happy to share my thoughts on which one I think is better.Price-wise, Xero is definitely much cheaper than QBO.

Borrowing from the equity must be done wisely or you will end up with negative cash flow and at high risk due to over-leveraging.NOTE: I use interest rates much lower than they currently are in 2024!

If the deal is a good deal cashflow wise, it's a good deal in the other areas.

A million total dollars used is next to nothing right now, experience-wise, so you are asking people to invest in something that is fairly new and in an asset class that has been headlined widely as doomed.

When you run the numbers, there could be a scenario, on paper, where this makes sense cash flow wise, because of the interest only nature of the HELOC you have.

. - Investors would be wise to look into stabilized bridge products with low prepayment penalties. - Prepayment options have become more flexible. - There are a lot more bridge loans for rental products, different than original conceptions of bridge products.- Lenders want to work only with sponsors/operators they are already comfortable with- Capital is meeting the needs of investors, more flexible

I've also tried Opcity, LGG, Clever, and several others.Quality-wise, Clever was by far the best for seller leads.

What does my in law have to do to like work wise to be my employee?

Choose your battles wisely.