Some people have more strict ethics than others.

He is not a licensed financial professional, which is convenient because he does not have to adhere to strict regulatory standards such as disclosing conflicts of interest and how he gets compensated as noted.  

These are professionals with additional training and a stricter code of ethics.

Rates will be a bit higher and amortizations likely lower, but there's no such strict limit with them. 

As I may not be a CPA, I do my own taxes and consider myself slightly above an average persons knowledge when it comes to the tax code.

You might get it look good, but if you have no permits it might not be safe or up to code and might make the house hard to sell down the road.

That's having certain folks handle certain tasks, and placing yourself less in the process and more in the decision making strictly area.

Check your landlord tenant code on what is allowable by code. 

$200 admission, strict no selling by the presenters... ahh the good old days.

I drafted a lease agreement using other agreements and looked up some things from the Ohio revised code.