The "typical" off market seller is someone who thinks their house is in too rough of condition to sell on-market, but doesn't have the money to fix it themselves.  

I recently opened a HELOC and I recall it's at prime for the first year (7.5% currently), and I only paid minimal closing costs.PML or HML I would expect rates >10%, plus points, possible prepayment penalties etc.

Recently, my mother has indicated her wish to sell the family property where I grew up in Isabela, Puerto Rico.

They actually owe more than they can sell it for.

I have my real estate license and am also an occupational therapist by trade- but truly I don't want to be in healthcare OR to help others to buy/sell- just want to get more properties under my own belt!

If you have large equity gain, things are fine (and you can ride it out or simply sell).

Here’s how using a Self-Directed IRA (SDIRA) to invest in real estate enhances these benefits, especially for those looking to diversify their retirement portfolio: Tax-Advantaged Growth: Real estate investments inside a self-directed account grow tax-deferred (traditional SDIRA) or tax-free (Roth SDIRA), meaning rental income, appreciation, and even gains from selling the property stay shielded from taxes until withdrawal—or forever in the case of a Roth!

If the sell is motivated enough, then the wholesaler has all the value in the world.

And selling real estate is usually easier than selling a business.

I don't have to rehab before I sell to the tenant buyer, they do all of the work.