And I don't think anyone else will be able to get a loan if you decide to sell it in the future - which obviously impacts its value.Yes, you can do Conventional, FHA, VA, and USDA loans to purchase existing or new manufactured homes. 

For a purchase generally application would be to review an ID, asset statements, and LLC docs if neccesary. 

Buyers usually want to purchase on today’s value while sellers often want to use future potential of the property (“current rents are below market” or “room to build an additional property”, etc) to increase the purchase price or likelihood of a sale.

I saw how that proposal is basically her giving me a 0% loan, but at the same time I believe that structure will avoid her taking a large loss (approximately 30k if she accepts a 300k offer).I do not know why she doesnt get a PM, I only share the facts of when she purchased it, the purchase price, and the reasoning she shared with my realtor as to why she is selling after such a short time period.

Im looking at purchasing a duplex in middletown, Ohio.

I found a house that I like to purchase in a great neighborhood and the exterior looks great for a 1922 stick built house.

@Nick Henry this also comes down to how much time you have available and how much effort you are able to put into purchasing a home or building and doing renovations and then finding quality residents to live and take care of your asset.

In Columbus Ohio, you can still find deals that hit the 1% rule anywhere from $120-180k purchase price.

Fake income documents are easily purchased online, and inexperienced screeners often miss red flags.

The first purchase is always a huge learning experience.