@Robert Quiroz, I know this is fairly well covered at this point, but I align with Robert...  

First, most investors and owners of real estate related businesses are in one or more of the following situations1- they’re unable to duplicate their expertise that drives the ROI and they are at their personal max capacity as to time2- they’re obtaining high ROI by use of excessive leverage 3 - they’re obtaining high ROI by taking excessive risk4- they hit correct timing in the correct market, and this is not necessarily repeatable with any probabilityIn order for an investment or business to scale, we need the ROI (on a risk adjusted basis) to be sufficient to cover a PREMIUM risk adjusted return to passive investors; all expenses of managing the assets and the business, and a significant return to the “sponsor” providing compensation to him making the work, risk and time worth while. 

Related damages:When tenant took possession, the living room had a vertical blind set apx 70” long (covering two windows.)

Bad news you may also have to cover your own commissions. 

This plan covers 24/7/365 troubleshooting services from Lula's experts (such as guidance on resetting a circuit breaker), tenant coordination for scheduling repairs, and access to a network of vetted professionals.Once you're subscribed to Lula, you can set aside a pre-approved amount for repairs, which can be used without needing to contact you as well.

I do not know much about San Antonio market so will cover pros/cons of San DiegoCons- price of entry.  

I have umbrella insurance under my personal names currently so I'm wondering if the umbrella insurance would cover me in the event of some liabilityQuestions:- Am I better off keeping the rentals in my name since I have umbrella insurance?

The projected rental income wouldn't cover the mortgage and HOA at this time.

With the situation you're going through, your first thought was likely "I'll raise the rents to cover this." 

Since you only have 2 full time and two part time staff, who covers their vacations and sick time?