We are a small partnership with 4-5 properties currently, but we are growing and hoping to find a reliable lending partner that we can do repeat business with.About 3 months ago, we successfully completed a BRRRR deal where we had excellent numbers, over a 1.25 ratio at 75% LTV, our guarantor partner has an 800+ credit score, and we had no issues qualifying for the loan.

Nearly all of our business came from the relationships that our originators had built over the years. 

  ( i have owned 3 brokerages over the years and will stand behind those numbers).in the RE training space my thoughts are :5 to 10% of folks that pay for training do anything with it.

The property sat on the market for a month before an offer came in, but the buyer backed out at closing.

The hurricane exacerbated the already long permitting timelines but the city was working on hiring more inspectors and others in the building department to keep up with the building boom we've seen over the last several years. 

Quote from @Jeff Anderson: Hey BP, I finally took the plunge and joined the community.

What I mean by that is the programs that have a lease in place with DSCR over 1.00 you tend to get better overall rate/terms then if you do not have a lease in place or DSCR under 1.0. 

Appears the guests may have left the faucet "on" when the pipes were frozen and when no water came out, forgot to turn it "off".What may have caused the overflow of the sink is maybe the drain lines were also frozen?

Put aside if the owner of the home is a family member. 

Just like any of the investment strategies here in BP, they need to evovle as the market and housing landscape evovles.