I normally sign up for a year lease.

This will increase their normal business.Get a liquor license, sell cocktails, Sangria and summer drinks (no wine, leave that for the restaurant) from 9 to closing time from the small location. 

Regarding a refinance on a sub2, are there any special conditions or is it straight forward like a normal refinance?

You can do a balance transfer right into your bank account, they normally charge you a 2% -3% upfront fee and give you 9 - 12 months 0%.

It's completely normal to feel overwhelmed during this process, but I’m here to help guide you through it.1.

You might be thinking that you can pay it out of your normal job's income.

Our normal rate per night is $475. 

Those normally always end in evictions if you screened poorly.

I do not know your tax situation, but I know most tax professionals are fairly busy and normally do not guarantee they will be able to file by the original timeline. 

In vacation markets, I'd be a lot less concerned about changing rules on Airbnb and would expect stronger appreciation, versus in a normal city.