The issue will be if you have a number of rooms and a single abuser. 

This doesn't give me too much to work with, and as a student, I still have 0 income :(.

I am guessing that the vast majority of homes 10+ years old had some sort of water damage at some point, most had probably several.My own home is only a few years old and we had the washer spring a leak and a few years later the RO system in the kitchen started leaking into the cabinet.Seller disclosures are pretty useless in my opinion.

if your asking me Joe  I suspect wrapping a DSCR loan would be an event of default with those lenders.. and one would risk having the loan called and a lot of times if you have multiple loans with the lender they can call them all in default..

So you give us contradiction and a deafening silence as to those who are too poor (no, insufficient, insurance) or are unwilling to pay/co-operate.Woolly thinking on your part, Jim.

At the moment with 3 rentals (6 total units), I have one account and a credit card associated with it.

Simple things like a branded email at your domain and a website can open a lot of doors. 

Really just a place and a time for like-minded people to get together and talk about their passion for or interest in real estate investing.

BTW, the rental property is cash flow positive.Good questions @Bob DoleJust a quick not to clear up any confusion, Flips are not rentals, and as a result, don't depreciate.

Depends what you're looking for really, it might be worth discussing your strategies and goals with a broker, a national lender, and a local CU.