I’m going to lend  to a few people I know with LLC ‘s  on some mortgages and receive interest , I am not putting myself out to public lending just some commercial loans as LLC single member pass through  , do I have to pay local taxes in Florida , I have no brick and mortar , no employees , just LLC in Florida and live in Texas , there is no work involved I just receive interest .

You will find many resource here that are more than willing to help you out with just about anything.I am a broker on the lending side of things and have a fairly solid presence in TX. 

Institutional hard money lenders will not lend to you personally or on a home you are occupying.

I have been investing in real estate in my local market for 10+ years (flips, private lending, rentals).

This tends to eliminate appraiser incompetence and requires adherence to guidelines set by the Appraisal Institute.  

Lending terms on properties owned in LLC tend to require more equity and higher interest.  

Unfortunately many lenders will see this as a red flag and may not take the risk to lend you the rest of the money even if you use stated income program or bank statement program but those are for self employed borrowers who have active income from their business but write off to many expenses that when filling their taxes their net income is really low or sometimes negative.

Do you lend in TN and how much do you allow the seller to finance and how much does the buyer still need as a down payment please? 

I was offered LTV of 54%, 6% rate from a commercial lending institution but that LTV isn't feasible for me and was definately a lower LTV than I expected.

Most banks won't lend when someone has an outstanding mortgage so would the owners be prevented from buying another house later because it still shows the zombie mortgage as a debt.Carolin,Based on all the ones I have done, most of the owners have been delinquent in their mortgage payments in excess of four years.