How did you add value to the deal?

Hey Khaled, I have a PM who focuses on multi-family and has high praise from my clients.

VRM Properties is misleading on their website, not very many details are provided on their loans other than comparisons to a conventional loan.

When we moved, we turned it into a rental, hoping this would be the start of our real estate journey—something we’d like to continue once my husband retires.Some key details:My husband is active duty and will retire in 3 years.We have one final move coming up this summer to Raleigh, NC.Our current debts are crippling us—the high interest makes it tough to stay afloat every month.The plan me and my husband are thinking bout:Sell the rental property.Use the proceeds to pay off all our debts, set aside emergency funds and a down payment for our next home.Free up $1,500/month from debt payments, and that also can stash in a high-yield savings account.Regain full VA loan entitlement, allowing us to purchase a multifamily home and use the house hacking strategy for up coming move.Avoid capital gains tax, since April marks five years of ownership, and the tenant’s lease ends in May.This wasn’t our original plan, and we hate the idea of using our equity to pay off debt.

We fully furnished the home through FB marketplace and estate sales- nothing high end by any means, but very retro and mid century. 

Have you seen value?

Finding a true 0% down loan is rare, but if your goal is to invest with minimal capital, a joint venture (JV) partnership might be your best option.In a JV structure, an equity partner can provide the funds in exchange for a larger share of the deal—often 70/30 or 80/20, though terms vary.

From the time I started the initial consultation, Tommy was very helpful to provide all the information I needed to have before making my decision to go forward with the rental property.

I thought a great value add would be to add a fence to buy units (with a divider).I'm trying to decide what the best kind of fence would be: pine vs powder coated chain link?

With high home prices, rising mortgage rates, and intense market competition, securing a property has become increasingly difficult.A recent survey found that over 60% of real estate agents reported instances where Gen Z buyers lost out on homes due to delayed decision-making, missed appointments, or hesitation in making offers.