@Wayne BrooksThats exactly what im worried about-if any "hang-ups" happen with refi, it could open up the flood gates of problems I fear.

In most states, you will need to be "under" a brokerage, this can be a large chain like Keller, or even a friend who has a brokers license and allows you to "hang a license" there. 

I would hate to see you hang yourself before you really get started.

Lousy autonomous learners, in my experience, hang out on websites like this one asking questions about whether they should pay thousands of dollars to gurus to teach them their mighty secrets.During my own PhD studies, which I today consider myself lucky to have stepped away from, I met just an incredible number of people whose education, far from providing any sort of intellectual liberation, had crippled them into pitiful creatures unable to form or express even a vaguely original thought.

Investing is not a smooth road and when the bumps hit the last thing you want is bad debt hanging over your head that can, and often will, bankrupt investors.

Maybe I should push it a little more.From what I understand, I can't be the crazy landlord and just hang out until the dude leaves.  

I have found using Redfin for a quick analysis is useful a tool, but won't hang my hat on it.

He said he has the right to talk to my lawyer. lol  I hanged up the phone.   

One being financed with a commercial note and the other with a residential makes no difference.I guess I am struggling to understand your hang-up... 

How difficult was it to 'hang' your license with a broker?