I don't know why Dave Foster would answer this ? 

If you qualify for a solo 401k (self employed with no w2 employees other than a spouse) you can take what's called a participant loan. 

As a former foster child who had battled addiction from a young age, I had overcome seemingly insurmountable challenges before.

I've done a lot of searching, but havn't found anyone with a situation quite this niche.
I am a 100% commission sales person for a new home builder. My entire day and time involves learning about, keeping up to speed...

Transition from employee to employer.

For the shoe store that would include things like your utilities, rent on your store, the salaries you pay your employees, bookkeeping, advertising, insurance, and probably lots of other stuff.

Insurance programs or discounts provided by one company to the members of a specific organization (ie. trade group, alumni group, company employees, etc..)2.

Still not a lawyer or a COA, make sure you use a QI like @Dave Foster for the exchange, and a cpa or at least an accountant for your taxes.

You are the only employee.

If you are still young enough to put in 20 years as a doc check out UMC if you want to qualify for a real pension as a government employee.