Eg they borrow at 4% and receive say 7% giving them a profit of 3% for no money down but a little time for the loan app plus the risk associated with repaying the loan if it goes belly up - though with 20% of my cash down the risk is low for them.  

But I can flat gurantee you that there are not lenders giving out 6% money to those they don't know.. that beats bank rates in many markets.. just not real

If you are comparing to a condo; you are better off with a 3/6 flat.

In addition the bank could take forever to get an acceptance and the interest rates might have changed by then affecting the price you can pay etc.It helps waiting sometimes if market value is rising and you have a set price but if the market is going flat and interest rates rise or market prices go down it can be a negative.No legal advice. 

I would suggest doing it as a flat fee listing and not offering the selling agent anything, just use it as another place online for tenant/buyers to find you.

Final bonus for California investors is prop 13 will ensure minimal property tax increase so as profits and value increase the taxes stay fairly flat.  

I don't have experience with 1 but I believed they're more efficient than a furnace.We have a 2 flat with shared furnace as well.

Budgeting 2740 for taxes, 1000 for insurance, 1500 for annual maintenance, and 2560 for utilities.Now on to the questions:-the water in my area is billed on a flat rate of 180 every three months.

It's a smaller home with a flat foam roof.

A couple of caveats...a larger tile with tight grout lines needs a very flat floor, which isn't difficult to achieve, or correct in the installation.