To really give you good feedback on this, we’d need to know more about your goals and your current financial situation.

I’m determined to reach financial freedom from a W-2 job by Dec. 2034.

Financial advisors focus on what they now best.

That is the issue I am having now as my wife and I have great paying jobs and just cleared all our debt.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

The banks thought I was a dead beat because of my debt to income ratio.  

In this case even if the project went south and you broke even or even lost money, the equity (debt) you used would still be covered by the income you are earning on the rental property. 

How long it takes to be financially ready is different for everyone.

The cleanest route but the least attractive method for most investors is to have the investor provide debt.

If the bank prices their debt based on the fed rate you typically see WSJ Prime + 1%.