Tenant has not paid entire rent for first month, do I have any other options other than charging late payment? 

But you can’t refinance a house when the rent is half the mortgage.

We had an investment group willing to come in and zero-lot line a dilapidated apartment complex in Corvallis and give the tenants the opportunity to buy to help solve our affordability crisis here, but nonetheless, the city forced their hand by needing a half-street development after changing zoning that killed the deal.

As you know bedrooms are worth more to appraisers than an extra living room.

Definitely a discount but I don't see a third or a half at all.

He sounded somewhat convincing in the beginning, so I stayed for half the seminar.

However, it can come with extra costs for setup, maintenance, and potentially higher interest rates on loans.

Of the remaining 25%, half are assuming risks inappropriate with the possible returns.  

@Mike Sfera, a few things about putting EXTRA money down on a property:1.

I would only do it if you need the extra $3k cash flow this year less the cost of doing the segregation.