Selling them at a discount for $3,700 total. 

So are you saying you bought it at a discounted price because rents were low?

This exclusion is only available for properties that have been used as a primary residence for the required period.Additionally, you won’t qualify for 1031 exchange benefits or long-term capital gains advantages unless you hold the property for more than a year or live in it for at least two years.

Your situation (different country, Airbnb income, longer hold time) may not fit this model exactly.Negotiating Better Terms:With the bank: Shop around for better rates, consider a larger down payment for better terms.With real estate agents: Offer exclusivity for a lower rate, or consider handling the sale yourself if legal in Georgia.Holding Period: Given the strong Airbnb cash flow, holding longer could be beneficial, especially if the market is appreciating.

I have seen DSCR rates as low as 6.5% with discount points and actually a credit to borrower for a solid credit and low LTV in NY. 

Unfortunately, this often came at a big discount.

If so you could qualify for the 121 exclusion and take the first $250k of the gain tax free. 

I would focus on a few things:-What is the discount you are getting for dealing with the situation.  

Our book is exclusively on how to safely find and fund private money loans for passive income and secured by real estate. 

No more discounts.