I was hoping that this is an easy process, given how frequent name changes are following marriages.

I created the following decision tree diagram to illustrate the decision process (click to enlarge).The above decision process is based on the property’s performance record, with the goal of achieving financial freedom in mind.Financial freedom is not just replacing your current income.

Im on the Northcoast of California and in the same thought process.

For ID verification, I typically rely on Airbnb’s built-in process, as it’s seamless and keeps everything within their platform.

Quote from @Scott Tennell: For real estate investors who have worked with private money lenders, what strategies have you found most effective in structuring deals to ensure both parties are protected and the funding process runs smoothly? 

From what I’ve seen, firms like Exeter 1031 Exchange or Asset Preservation, Inc. have solid reputations for guiding investors through the process efficiently.

With smart negotiations and a streamlined process, we capitalized on the opportunity for a quick and profitable turnaround.

If this is a "store bought" fire place (not a wood stove) then usually only processed presto logs are appropriate because they burn at a constant speed and keep the heat down.  

Had clients use them, and they claimed the process was way too tough of pulling funds. 

I've entertained in the past but usually the person bails and stops communicating during the process.