Imporant to note:The loft has a 3.25% interest rate, but I have no desire to live there again.

I suggest setting clear goals and outlining your desires and requirements for your ideal investment property. 

My offers are based on market analysis, and calculated based on the maximum number I can offer and still make either my desired cf and/or profit on that property. 

In my market, if I do not remove contingencies or change the standard agreement I have 17 days to pull out for whatever reason I desire.  

That's what I need.....Look, I feel for ya I really do so i hope this doesn't come off as too critical, but your desire is a fantasy, and a dangerous one at that. 

Its appeal as a desirable coastal city helps maintain rental demand.Fort Walton Beach: Located in the Panhandle, Fort Walton Beach and its surrounding areas offer a mix of steady rental demand and affordability, providing good cash flow opportunities, especially for single-family rentals.Pensacola: This city offers relatively high rental yields due to its affordable property prices and stable rental demand, making it a solid choice for cash flow-focused investments.These areas balance stable cash flow with potential for modest appreciation.

Here's how they work: they advertise a low initial cost of $499 for a 30-yard dumpster, but in the fine print, it says you'll pay extra for any weight over 3000 pounds.As a first-time home renovator, I assumed the 3000 pounds would be more than enough and ended up paying a lot more than I expected.

Also features that are desirable in duplex would be a separate heating system which allows the duplex part to adjust its heating and air conditioning to whatever the renter wants.

Back then, prices were much better, and turnkey marketers could make a decent fee.As prices increased, many turnkey providers had to move to less desirable areas (I know people are always looking blame other people but in reality blame it on yourself for being the investors that picked bad areas and did not do due-diligence and buy assets where the numbers worked with 10-20% economic vacancy), and now that gap has essentially disappeared.

So they are often not desirable for a primary residence or even a long term rental.