CARA is a no-kill facility but in my opinion they are animal hoarders with some living in cages for three years or more.

(I had already bought and gave her a first car a few years before that)

Be creative - offer to advertise a business by putting signs on your car as you drive around neighborhood streets; operate a staging or cleaning business for sellers and their realtors; act as a vacation rental host for out of the area owners who cannot do it themselves but would like their guests to receive the concierge treatment.

I really have to agree with Cara here, great encouragement.

I ran into some bad luck with it and decided to finance my other car. A

@Joel Owens My wife listens to Dave Ramsey in the car a lot, so she shares a lot of his thoughts with me that she hears.

I'm going to be keeping this car as my daily driver.- I put down a refundable deposit on a second "fun" car and the car costs $45,000.I think I negotiated well, the average estimated "value" of the car currently is about $50k. 

If you were to do this for the slum lord PM company that manages the duplex next to me you would see junk in the front yard and hear cruddy music blasting from the tenants' car (as I type this). 

A car, a credit card that is not paid off monthly etc. 

She has no income, no car, a suspended DL, hasn't worked since 2010, several young kids and is required to pay 30% of her income towards the rent and cover the cost of  all utils.When I asked her how she planned on covering the costs not covered by the housing program, she said "once I get a house then I can get a job and it will all work out".Hmmm.........no thanks.