@Ron SausaWelcome to the community and be ready for a huge amount of information at your finger tips.

They are farily easy and do nto require much to get started and the Max LTV is going to be 75% but I have seen some exceptions to 80%.Rates are subject to a few thing like loan amount, property type, number of units, credit score and downpayment.DSCR allows you to purchase with No employment and No tax returns so its a little easier. 

This is because real estate is capital intensive and lack the cash to buy larger assets or credit worthiness.  

Start with these three key points:Current SituationAssess your current or expected capital and credit within a realistic timeframe.

Hey Paul, any other tips on what you did to lower your cost per contact?

Would love to hear what’s worked for you and any tips you have for making sure the funds are in place to lock down a great deal.

Count on the rate to be at least 1% higher than where you'd be for a primary residence, and to maybe even cost a little in points depending on the program, your credit scores, etc.Happy to help you think on this more if you want to setup a call.

Those frauds just buy 'carbon credits' so they can feel better about themselves, they don't really care or they would alter their lifestyles instead of pounding the rest of us with the guilt, Lol....And if we look at the temps for the last millenium instead of the last century, they can show that although we are in a temporary upswing, we're really on a slide into a colder era.

For your first commercial deal, your best home is probably going to be with a local community bank or credit union. 

Thank you very muchJaša This is how traditional banks, private credit funds and anyone in the lending space works.The challenge you will have is finding someone to give you money at X%.