Personally I question whether the "extras" on policies like Proper's are worth the extra price. 

Definitely a personal preference.

The other PM can be a fix-mindset type of person where they are not willing to share anything unless you have a property and are willing to sign a PM agreement in the same conversation. 

Primarily for personal use for the family as well as an investment (but the numbers need to work), I am just starting out searching for a property so I am open to all suggestions and comments.

I'm a passive investor and these properties are in a different state than I reside in so I'm not there in person often. 

I was the first person to partner with them. 

They will schedule an inspection to verify that the second bedroom does in fact exist in the apartment.I am not sure, I believe it’s because this apartment is only being rented by one person on the lease.  

Personally I'm working on a very exciting niche, but will take some time to pull together; and I'll give you more details as it moves ahead. 

That is my personal go to.

Lenders often include a portion of the cash flow in the investment property as income to you personally to offset the DTI.