Essentially there are investors out there that can build a large enough portfolio with little debt that can cash flow enough for a great life.If you want to scale to many properties then you will want to consider leveraging your existing properties.

Or is qualification your main preference 1-4 unit fha conventional loans will qualify off DEBT to INCOME or DTI while commercial portfolio loans will qualify off DSCR or debt coverage service ratio (this assume you’re not going to live there if you’re going to a credit union).So you asked a loaded questioned but I gave you some questions/answers to think about if you could provide more information perhaps more commentary can be added further.

this is old  tried and true method of simply having you pay them to get credit cards .. there is no need to pay for this service.. unless you want to of course.. there is no magic bullet ut there that is going to give you credit and financing unless you actually qualify for it.But zero interest credit cards are used by some to do rehab and then pay them off issue is though your fico score drops like a rock the second you take on all these CC.Also starting out there is zero chance of getting any kind of business line of Credit that is unsecured.

You would now be free & clear of any debt service and the expense impact of such.

Keep an eye on your debt-to-income ratio and overall leverage to avoid overextending.

PadSplit is not passive but it has been a mostly positive experience for me.His numbers seem realistic except PadSplit fees are typically 14.75% (not 14.25%)which is a 12% platform fee and a 2.75% stripe fee to allow members to pay their rent w a credit card. 

The more his students buy/sell, the more money Pace makes.I believe the entire thing is a house of cards that will collapse when the market turns.

Tax on Debt-Financed Income: Subject to UBIT.3.

Technically, you're using equity which is better to pay off in debt so restructuring could be good, but you need to really look at the returns.

Highly recommend you have stripe with rental agreement where you collect identification, selfie, credit card info, and e-signature.