The choice depends on their priorities simplicity now or long-term tax advantages.

I have a little bit of a choice personal problem.

Hi, it is your choice.

Does this “borrower” even own them any more?

DSCR loans are great options when the borrower has good credit and the deal is really solid.

Either choice you make will be a good one.

Try to borrow the $75k you think you need, or hook up with  a partner.

As the great philosopher once said, "mo' money, mo' problems".I think the reduced leverage plan is a good choice to free up some DTI but obviously the extra fees on DSCR could start to add up a little.

Any decent lender should allow you to borrow against your airbnb, without disturbing the original 2% loan.Example: I have a 6 unit that had ~$500K in equity.

I listened to some of these gurus (including a few people on BP) about acquiring doors to have "financial freedom" and bought 2 Class C properties in Indianapolis, not hating the city just my choice of property purchases - that cash flow on paper has turned out to be -$300 to -$500 a month.