That just tells me real estate must just be a safer bet than dental offices from an investors perspective, which is great as I'm moving away from dental.

Then you can rotate to your second choice on the list.

They often have no choice but to stay and rebuild with insurance money. 

Like others have said, it is all going to depend.If you are talking about straight home owners then there are a ton of choices.

CAR forms and attorneys are going to be your best bet.

Honestly, big banks have terrible rates on mortgage.Work with a broker, they are your best bet; pricing beats big banks 9 times out of 10.

Johnny, I know exactly which lender your working with.I am going to tell you, there are better options.Look around a bit, That prepay is 5% fixed for 3 years.I wouldn't pay 22k to buy a rate down in a decreasing rate environment.A 7.75% on a 3,2,1 declining prepayment is a better bet. 

Best bet is to come here and see how things are.

This could be a safer bet as we wouldn’t have to deal with cash flow concerns post-rehab.BRRRR: If we refinance at $256k (80% LTV of ARV), we could pull out most of the invested cash.

If your brain isn't shooting sparks right now screaming "oooh OOoooh OOOHHH, where's the opportunity, oh i bet I could..." then this is NOT your thing.