Expecting to get accurate answers to complex legal questions on a public forum so you can safe the $275 consulting fee of experienced legal counsel 10.

Tough questions should be met with direct and accurate answers. 

@Tony Gutierrez Usually the town record is not an accurate representation of what a property is worth.

I plan on renting to Section 8 tenants, and actually, find the allowance for heat for Section 8 to be pretty accurate for the "normal" building. 

If you don't accurately budget for these phantom expenses, you could be thinking your getting a cash flowing asset but in reality, you are getting a property that cost you money each month due to  these unaccounted for phantom expenses. 

I have never used Rentcast and do not know how accurate it is.  

On the other hand, if I do go through insurance, they might find reasons not to pay out, resulting in another zero-dollar claim.Do you have any recommendations for where to find a reliable, trustworthy, transparent, and accurate insurance company or agent?

Assuming the data is accurate, it could give you a leg up, but the counter is that prices in those areas are higher.  

@V.G Jason 40% of the agents in the whole industry is active, only 20% of the agents closed deals in the last 3 months. 0.005% is an accurate figure for builder agents

How accurate is Zillow and what is the basis for them to determine the house price.