@Olivia Umoren, first let me congratulate you on taking the step towards recognizing that RE is a GR8 investment if done wisely. 

Especially when it is not tethered to a recognized natural store of value like gold.

Notwithstanding, SEP contributions are voluntary and discretionary (depending on your structure), so a banker/lender should recognize that, prospectively, such contributions are not necessary operating expenses.The upshot of all this is that you should reach out to your mortgage broker and lender ahead of time.

Hello All,Hoping to get tips on recognizing and troubleshooting potential foundation/water damage.

I do recognize the humor in a local hard money lender calling other real estate investors "sharks", but I have a good reputation locally and I'm willing to help if you want to discuss.  

Recognize "good" deals (they don't have to be "great")....don't change your criteria....but do move quickly once you find something that fits your requirements.Realize you will make mistakes and be ok with it. - Use mistakes as learning opportunities to improve. 

The amount of loan does not impact that amount of gain recognized. 

However, there is 2015 case law (Strobe v. 842-848 West Bradley Place Condo Assn) that states this rule/regulation is invalid if your declaration contains language that recognizes a unit owner’s right to lease without restriction.

An investment portfolio benefits greatly when it includes asset classes that are not correlated to each other.Benefit #3: Private Real Estate is Tax EfficientInvestors who focus solely on an investment’s underlying returns and ignore its after-tax yields don’t recognize a big benefit of real estate investing.

@Scott Trench 's Set for Life has been recognized as a finalist in the 20th annual Foreword INDIES Book of the Year Awards!