There seems to be a shift to MTR from STR since the governments, HOA's, and Condo associations have banned them. 

This is if you do all the management yourself, (basically buying yourself a part time job), ar good at marketing and interior design, and if your local government doesn’t flip the switch and ban STR or limit the ways you can use it. 

Sell now and pay the taxes; our government needs the $$$ to give to those in more 'need'. 

If the loan is backed by the federal government, that means 20% down minimum.  

This is generally due to the fact that this is how the American housing giants – Fannie Mae and Freddie Mac – government-sponsored agencies, separate their loan programs.Note that this is another example of where real estate “lingo” doesn’t always match with the standard English Language!

Go to this page and click on the structural (building) section for the list of contact info: https://www.fortlauderdale.gov/government/departments-a-h/de...My assumption would be that you are going to add at least a window and / or a exterior door for egress requirements, which would require a structural modification.Also, I think you will need to raise the floor level of the garage to current flood level reqs, either with an overpour or framing.

What is the general climate of the local government torwards short term rentals and do you see this attitude shifting? 

The key highlights of this slate of bills includesAdditional Excise Tax on STRCreation of a statewide STR registryStandardize safety requirements across the stateProtect the ability for local government to zone STR in accordance with their needsThis isn't the first attempt at statewide regulation, and its clear the bills as written would be operationally burdensome to put into place for the state (aka, expensive) and the problems they are trying to solve are not, in all, a result of STR in our communities but of bad tax laws already in existence.

It would give the local governments power to ban STRs.

She told me, and I quote, "You gotta love our government.