@Avery Oblepias in general, paying for something you can learn online, is really paying for convenience and discipline.It's no different than paying for a personal trainer at a gym.Regarding S8, it's a pretty basic program that $5k seems a bit excessive for.Maybe, $1500?

Personally I prefer homes around that median price because that's where the most demand will be not only for owner occupants but renters as well.

I bet you were floored when the person ordered every package you had to offer!!

@David To In Texas there is a way of using tenant personal property to pay past rent.

With respect to paying $44k off on your HELOC, I personally think that is totally fine and a great start. 

___________________________________________________________Why does everyone want to chase strangers – and ignore their own personal network?

If that person were to get hurt somehow and then expect you to pay the medical bills or become disgruntled in some way it is just a phone call to DOR, OSHA or L&I. 

Account Closed It will only show on your credit report if the person who is holding the notes goes to a servicing company so it is recorded.

We have done it both ways where we fund purchase and they cover rehab but if the individual is less experienced we do not do it that way, we have them put more money into the deal from the start and fund the draws, reason why is we also had a deal where the person said they would do this and never did anything and property sat and loan matured and it was a pain.Just recognize you will still not get 100% financing for the purchase, so you are putting money in up front. 

If you and another person own a piece of real estate as tenants in common then you both own real estate.