If it's not in writing, it's unlikely to be true.Even if true, the seller didn't disclose it, so their ethics are questionable.

The more his students buy/sell, the more money Pace makes.I believe the entire thing is a house of cards that will collapse when the market turns.

**This is not legal advice, but is what was promoted to fund a guru company class**This is true.

They operate like a credit card - when you are not using the money you don’t accumulate interest, when you are using the money you accumulate interest and need to make monthly payments.

This is basically an unsecured personal loan, like a credit card.

So reach out to as many people as you can with business cards in hand.Not everyone you meet will be receptive, but the people you connect with will be valuable additions to your buyers list.

That said, a good place to start for many investors is with Lowes/Home Depot credit cards.

Is this true in your experience?

PadSplit is not passive but it has been a mostly positive experience for me.His numbers seem realistic except PadSplit fees are typically 14.75% (not 14.25%)which is a 12% platform fee and a 2.75% stripe fee to allow members to pay their rent w a credit card. 

Currently I had borrowed 12.5k to consolidate credit card debt and I can borrow up to 23k. 2) Would it be wise to roll this into my home mortgage so I can get the tax break for the interest and allow for more borrowing power from a credit union?