From years of borrowing I can also say these are the lenders who will take the time to understand obstacles that may arise on any given project and formulate solutions that keep your projects moving.

I am the president of a HOA in a 6-unit condo building looking for a solution.

Most mold is on the surface and can easily be removed with a bleach solution or one of the many mold treatment products available.

Perhaps a bigger question is whether or not the PM is really being as helpful as they could be—it doesn't seem like they've really tried all the possible solutions.  

(It is due to a tree that the city grew and will need to be cut down immediately to remediate the problem). (12k for the replacement of pipes and ~5 kfor tree)

As a private money lender, I'm curious to hear what makes an ideal lending relationship for you and how I can better support investors looking for flexible and fast funding solutions.

Probably a good solution on a new lawn would be a system of hoses or PVC setup of sprinklers on some kind of timer.

Just send me a DM, I have a solution to what you need

Have you explored any other solutions than bleeding for 2-3 years?

As far as your proposed solution seems like it should work in terms of getting you a “first position” HELOC.