@Kevin -- We got a small credit card through Key Bank -- I believe a PG though (all of our stuff is, we're about 1.5 years old)@ALL -- What are your thoughts on the following: Every bank that I speak with is terrified of real estate (well most).

How people adapt must a mastery of the fundamentals in my opinion will determine who will come out on top.That last sentence was fairly dramatic, but reading comments from 4 years ago and watching Hurricane Florence dump 40+ inches of rain this year and Harvey 40+ last year has me terrified for the superstorms of 2020.

LOL; super excited... and terrified at the same time!

I'm super new to this, and somewhat of an introvert, so the idea of talking to strangers on the phone is terrifying.

The difference between success and failure is that successful people go through life doing things even though they may be terrified and unsuccessful people never take action.

It's based on how much credit you could charge if you went on a rampage versus what you currently owe combined with your ability to pay it back.As a % of available credit, if you use more you are a higher risk, than if you use less.What I recommend is that people monitor their credit with a free service like Credit Karma, and then follow the suggestions.

Wow - Just the thought of buying RE in NYC sounds terrifying and impossible to me!  

"I'm terrified for my children, but I'll feel much better for a $20/mo discount."

I am terrified of the potential liability and especially if there were children coming over and if there was no supervision it could easily become a disaster.

cause your competition is sending to the same address's but if you door knock you might have a better chance, i know its TERRIFYING but well worth it. https://www.youtube.com/watch?