Potential buyers (good credit, income, and savings) holding off because of high interest rates.

Quote from @Brett Jurgens: @Jay HurstThanks for responding3.75%, 30yr fixedLike others have said, with that interest rate your best bet is probably to do a home equity line of credit (HELOC) to put towards an investment that you can quickly recoup your initial investment on.

By the way, credit card expenses count when charged, not when the credit card bill is paid.Buy more stuff.

Timing of the year is terrible right now.

On one hand, there're a number of legitimate tax deductions, credits, and loopholes that are not well-known.

@Tar-U-Way BrightYou can use the LLC to set up business bank accounts and business credit cards.

He would also not need any private money lenders to close these transactions -- his bank would be dying to give him a commercial line of credit. 

Those "good contractors" usually have the lines of credit or means to pay for supplies up front if they know they will be paid on time and are not desperate for a deposit to go get the supplies.

Our only debts are a 2.875% mortgage with a balance of $124k only paying $897/month on an appraised value of $325k, daily driver car of $370/month, and use a credit card for monthly expenses, but pay the balance off with every pay check.

Opportunity Zone Tax Credits helped fuel more investments in rural and under-served markets where capital is needed, but not much is available.