I do understand all recent syndications are struggling with costs and tenants struggling to pay, so trying to be patient for now.

Whether the seller was open to a buyer commission or not, I wouldn't put an additional cost into any personal purchase.  

I got 800+ credit and great mortgage offers so only reason im doing this seller financing idea is that its lower monthly cost

.- Stock market opportunity cost: If the brokerage account has strong holdings, consider if the return potential justifies cashing out now.Given the current market dynamics and your goals, reallocating your brokerage funds into a multifamily property in Rochester could provide substantial benefits.

You may run into issues with re-tenanting and it may take longer than you expect or cost more.  

•If your real estate broker’s license allows you to handle evictions, advertising low-cost eviction services can be one of the best lead generators.

We moved to Mexico to lower our monthly cost.

. - WRT income, at a minimum it has to cover all of your costs plus some for unforeseeable expenses.  

It always takes longer, costs more and has more challenges than I originally thought.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.