you might say something like, "I’ve been studying Austin and Denver for rental properties and have a $200,000 price limit—what are the pros and cons of both markets?"

Do you have any suggestions on how we can secure long-term financing under these circumstances?

Any other automation tools you suggest ? 

Your situation is a little more complex than most people and I highly suggest you consult an attorney. 

Quote from @Aaron Zimmerman: I would look for other ways to legally reduce income such as cost segregation studies.

@Daniel Hartz...it would have been easier for suggestions if you have posted the address so some of us could see if there's more equity than what is being stated.  

That would be my suggestion.

Where I differ with most of the posters on this thread is that I feel solutions can be developed to address the problems and something similar to what the OP suggests would be viable. 

I’m a contrarian but I’d suggest Columbus.

For example, incorporating energy-efficient solutions and smart home technology has been a game-changer in similar markets, especially when paired with features like office spaces that cater to remote workers.As for potential add-ons, corporate housing partnerships are a brilliant suggestion!