So it's a loan....You just detailed a loan. 

Hello all,
I'm looking to buy my first multi-family. I have a large lump sum saved in an investment account for down-payment and any additional costs. I currently have no debt and make under $100k a year. Because of ...

Loan Origination Systems (LOS): What works best for mortgage and private lending?

If you pay down $100K in loan saving you $1K in monthly costs against rental income, or you invest that $100K in something that generates $1K in net income the result is similar.

The builders loan couldn't approve us for the amount we need to get, but we had a loan broker find a loan for 10% down DSCR with a 2nd home status instead of investment home.

We were able to get into it with a 5% down primary residence loan.

Your VA loan will be crucial to your real estate investing growth, especially since it affords you the potential opportunity to own more than one property, depending on your overall allotment.For active military personnel, that conundrum of where to invest and where you will end up is always part of the issue that sometimes causes analysis paralysis so it's great you have one in VA Beach already.

The reason why I ask is because that could determine what loan options are available to you (and interest rates). 

He is looking at a group of investors like myself to bring 25% of the project value and then procure a bank loan for the remaining 75%.

@Cody Caswell there's several things to ask about here that might not be answerable in a forum:- Why do you need an FHA loan?